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BDO Credit Cards

About BDO

Apply for a BDO credit card

BDO provides a complete array of products and services including lending (corporate, middle market, SME and consumer), deposit-taking, foreign exchange, brokering, trust and investments, credit cards, corporate cash management and remittances in the Philippines. Through its local subsidiaries, offers include the BDO credit card array, leasing and financing, investment banking, private banking, rural banking, bancassurance, insurance brokerage and stock brokerage services.

Know more about the BDO credit card offers

Upon application of a BDO credit card, you can choose with a variety of suppliers like MasterCard, Visa, American Express (AMEX), JCB or UnionPay.

BDO shopping and grocery treats

One of BDO's basic cards, the ShopMore card offers higher rewards points and rebates from retail brands, which get credited to the free SM Advantage card you can avail. It has a finance charge of 3.5% but a lower principal membership fee of ₱900. 

Forever 21 MasterCard allows a 21% rebate every 21st of the month in Forever 21 stores. Exclusive privileges are also available for the brand's avid consumers like getting three times credit card points for purchases made in the retail brand and a 21% discount if you buy during your birth month. It has a finance charge of 3%, but a higher principal membership fee of ₱200 per month or ₱2,400.

BDO credit card promo for users of the Bench MasterCard will enjoy 20% off every Monday, a 15% discount if you buy goods in Bench during your birth month and a 10% off at Bench and Free State online stores. Receive twice the credit card points when you buy at the retail brand.

BDO credit card dining, entertainment and events 


Visa Gold, a BDO credit card premium offer, gives all-year round dining as well as entertainment privileges. In addition, holders of the card get a comprehensive travel accident and inconvenience insurance when travelling abroad.

The Blue from American Express offer express access to hotspots like clubs, bars and events. Additionally, holders of the card get access to emergency medical and legal assistance anywhere in the world.

BDO credit card fuel rebates 

The LausAutoGroup MasterCard, one of the many BDO credit card offers, has a 10 points conversion for every ₱200 you spend on fuel purchases, nationwide. The peso points can be exchanged for products and services from participating Laus Group of Companies (LGC).

Owners of the card can also enjoy a 10% discount on all the LGC dealership parts and services.

BDO air miles rewards and travel insurance benefits

For an annual membership fee of ₱2,400, UnionPay Gold as well as JCB Gold credit cardholders can enjoy free travel insurance coverage in all trips. The finance charge for the BDO credit card is at 3% for peso and 2.5% for dollar purchases.

Earn air miles using the Cathay Pacific American Express credit card through its Asia Miles points for flight rewards, upgrades, ticket purchases and hotel accommodation. The card has a finance charge of 3.25% but a low membership fee of ₱1,600 per year.

BDO credit card application

The credit card application can be done through BDO online. What we love: You can choose how your name appears on the credit card while inputting basic personal information on credit card requirements.

BDO rewards card

BDO has a set of special cards which work like a rewards card: the Emerald, Sapphire and Diamond cards. To apply for an Emerald card, you must have at least ₱50,000 or dollar savings or checking account, or a classic or gold BDO credit card.

Using the reward card, you can earn points for certain transactions which you make with the bank. Additionally, you can earn points by showing the card when buying at SM outlets and rewards partners.

Getting a BDO credit card with the highest cashback for shopping? Compare credit cards with GoBear Philippines in as easy as 3 steps — for free!

About BDO

Here’s a snapshot of the best deals on BDO :

Based on a Cardholder that spends ₱20,000 / month for a year

BDO

ShopMore

Earn rewards of up to
543 / YR
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CASHBACK
Cashback is either cash or vouchers that can be redeemed with your credit card reward points.

AIRMILES
Airmiles are points earned on credit card purchases from participating merchants that you can redeem for flights with specific airlines.
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