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RCBC Credit Cards

About RCBC

Apply for an RCBC credit card

RCBC is the financial flagship company of the Yuchengco Group of Companies (YGC), one of the oldest and largest conglomerates in the Philippines and South East Asia covering 60 businesses which include banking, insurance, construction, and education. RCBC offers various financial services such as corporate banking and retail banking, as well as RCBC credit card, loan and investment products. 

Know more about the RCBC credit card

The bank offers a rewards program, applicable to RCBC credit card, including air miles, cash rebates without limits and without a minimum amount of required spending, shopping vouchers or even a cash deposit to your RCBC savings or checking account. Rewards points can also be converted to donations to Gawad Kalinga or disaster efforts of Philippine National Red Cross or the Alfonso Yuchengco Foundation through iDonate.

RCBC credit card shopping and grocery treats

The RCBC Bankard Visa Infinite Card offers all its holders with a 5% rebate on all clothing and apparel transactions in retail shops. The Mango MasterCard offers its holders with 0% installment at 3 and 6 months for purchases in any Mango store and an access to members-only sales too. Meanwhile, Landmark Anson’s RCBC Bankard MasterCardholders will receive a 5% rebate at the Landmark department store, a 5% rebate at Landmark supermarket and a 5% rebate on small kitchen and home appliances as well as regular items at Anson’s.

RCBC dining, entertainment and lifestyle perks

For an annual fee of ₱960, LJC RCBC Bankard Mastercard holders, can enjoy a 10% discount in all LJC restaurants all-year round; up to 10% cash value on the frequent diner program; and up to 50% discount on cardholder’s birthday month when dining in all LJC restaurants.

Across all credit cards of RCBC, are perks from dine-in transactions, including a 5% discount from restaurants under The Cravings Group, Figaro as well as Angel’s Pizza.

RCBC car fuel rebates

All Bankard credit card holders can enjoy rewards points from participating Petron gas stations plus twice the fuel rewards points for every ₱125 spent on fuel using the credit cards. To be able to redeem the fuel rewards points, the principal cardholder must have a Petron Value Card (PVC).

RCBC airmiles and travel insurance benefits

Bankard’s Classic Cards (available in MasterCard, Visa and JCB), RCBC Bankard Gold, and Co-Brand cards offer free travel insurance in two plans: Travel Plus Lite and Travel Plus from Malayan Insurance, the provider. Travel Plus Lite includes benefits for accidental death, dismemberment and/or disablement, recovery of travel expense for emergency trip cancellation or termination, and travel inconvenience benefits like baggage delay and flight delay. Meanwhile, Travel Plus includes additional benefits like car rental protection and sports activities extension.

An RCBC credit card promo also come with a free purchase protection or the accidental loss or damage of items you purchased abroad. 

JCB Plaza Lounge is  available to all classic card holders of JCB (except MyDream card) in mostly popular tourist shopping areas to avail a variety of services for their travel needs. The Plaza Lounge is located in Guam, Honolulu and Los Angeles in America, Paris, Hong Kong, Seoul, Singapore, Taipei and Bangkok.

RCBC InstaCard

RCBC InstaCard does not require approval because it is guaranteed regardless of your credit history. It has low revolving fee of 2.5% per month and a low membership fee of ₱60 per month or ₱720. Applicants must be at least 21 years old and should have a minimum hold-out deposit amount of ₱5,000.

RCBC online banking

AccessOne internet banking is RCBC's personal online portal, which features enhanced and customizable user interface, real-time presentation of your Bankard credit card transaction history, prepaid mobile loading and viewing of your investments and RCBC Savings bank loans.

Getting an RCBC credit card with the highest cashback for shopping and groceries? Compare credit cards with GoBear in as easy as 3 steps — for free!

About RCBC

Here’s a snapshot of the best deals on RCBC :

Based on a Cardholder that spends ₱20,000 / month for a year

RCBC

Diamond Card Platinum

Earn rewards of up to
1,680 / YR

RCBC

Classic Visa

Earn Airmiles Up To
1,431 MILES/ YR
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CASHBACK
Cashback is either cash or vouchers that can be redeemed with your credit card reward points.

AIRMILES
Airmiles are points earned on credit card purchases from participating merchants that you can redeem for flights with specific airlines.
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