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China Bank Savings Personal Loan

China Bank Savings Inc. is a member of China Banking Corp. Group, better known simply as China Bank. It started in September 2008 with about 50 employees in Makati and now has grown to more than 140 branches nationwide. Thanks to its merger with Planters Development Bank and Unity Bank. CBSvoffers retail banking, auto, housing and enterprise finance. Its special China Bank personal loan offer is fondly named Easi-Funds. 

A snapshot of China Bank Savings's best deal on GoBear:

Lowest Monthly Payment

China Bank Savings

Easy-Funds Personal Loan

3,622 / Month
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Total Payment
₱131,900
  • mark Principal
    {{80000.0|loanPercent:0.6065}}
  • mark Interest
    {{50400.0|loanPercent:0.3821}}
  • mark Proccessing fee
    {{1500.00|loanPercent:0.0114}}
More Details

For a loan of ₱80,000 with 3yr repayment tenure.

Easi-Funds: China Bank loan with no collateral

CBS's Easi-Funds is a personal loan product that is non-collateral. Meaning, it does not require a property or other assets from the borrower to secure a loan. It targets salaried and self-employed individuals who need cash instantly.

Easi-Funds is versatile and boasts minimal documentation, no security, quick disbursal, and flexibility of purpose.

This loan may be used for any purpose. Hopefully, you’re not one of those who are barely making it. But having extra cash can sure help you out of financial woes if you know how to use it wisely.


Am I eligible for a China Bank personal loan?

Do you think you can qualify for the loan? You will if you are a 21 to 55-year-old Filipino citizen who has been employed or self-employed for at least three years. On top of that, your annual income should be at least ₱360,000. Lastly, you need to be a principal credit card holder.

Here are the documents you need to submit for the China Bank personal loan application:

  1. Photocopy of two valid IDs like SSS, driver's license, voter's ID, and passport

  2. Photocopy or print-out of latest month's credit card statement of account

  3. Proof of income

    a. For the employed - photocopy of the last 3 month's pay slips or the latest income tax return

    b. For the self-employed - two years income tax return with matched audited financial statement, three months bank statement, DTI registration, and a list of customers and suppliers with contact details.

  4. Filled-out application form


Take note that completion of these documents is not a guarantee that your loan application will be approved. So make sure that you prepare all the documents as required by the bank and follow the rules to the letter.



China Bank online and offline loan application

CBS offers an easier way to start the application process online. You may visit this page to start filling out the form. But if you’re someone who finds China Bank online banking a bit complicated, then just do it the old fashioned way.

First, make sure that you qualify for the CBS loan. If you do, then start compiling all the necessary requirements in one folder. Bring both the photocopy and original versions of the files to the bank.

Remember, processing loan applications takes 5 working days. If approved, your loan will be released via manager's check or can be credited to your CBS account.

China Bank personal loan requires borrowers to be a principal credit card holder. Compare loans with GoBear Philippines and see rates and fees in one glance.

More Info

Easi-Funds: China Bank loan with no collateral

CBS's Easi-Funds is a personal loan product that is non-collateral. Meaning, it does not require a property or other assets from the borrower to secure a loan. It targets salaried and self-employed individuals who need cash instantly.

Easi-Funds is versatile and boasts minimal documentation, no security, quick disbursal, and flexibility of purpose.

This loan may be used for any purpose. Hopefully, you’re not one of those who are barely making it. But having extra cash can sure help you out of financial woes if you know how to use it wisely.


Am I eligible for a China Bank personal loan?

Do you think you can qualify for the loan? You will if you are a 21 to 55-year-old Filipino citizen who has been employed or self-employed for at least three years. On top of that, your annual income should be at least ₱360,000. Lastly, you need to be a principal credit card holder.

Here are the documents you need to submit for the China Bank personal loan application:

  1. Photocopy of two valid IDs like SSS, driver's license, voter's ID, and passport

  2. Photocopy or print-out of latest month's credit card statement of account

  3. Proof of income

    a. For the employed - photocopy of the last 3 month's pay slips or the latest income tax return

    b. For the self-employed - two years income tax return with matched audited financial statement, three months bank statement, DTI registration, and a list of customers and suppliers with contact details.

  4. Filled-out application form


Take note that completion of these documents is not a guarantee that your loan application will be approved. So make sure that you prepare all the documents as required by the bank and follow the rules to the letter.



China Bank online and offline loan application

CBS offers an easier way to start the application process online. You may visit this page to start filling out the form. But if you’re someone who finds China Bank online banking a bit complicated, then just do it the old fashioned way.

First, make sure that you qualify for the CBS loan. If you do, then start compiling all the necessary requirements in one folder. Bring both the photocopy and original versions of the files to the bank.

Remember, processing loan applications takes 5 working days. If approved, your loan will be released via manager's check or can be credited to your CBS account.

China Bank personal loan requires borrowers to be a principal credit card holder. Compare loans with GoBear Philippines and see rates and fees in one glance.

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