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Compare personal loans with GoBear

A personal loan is one of the many lines of credit that a person can avail to ease one's way into investments, like car loans and home loans. Unlike car and home loans, personal loans are mostly "unsecured loans" or those which do not need a collateral before you can apply. They are used for various purposes like payments for tuition fees, car repair, home renovation and even to fund a portion of a business idea. With the wide array of banks offering this credit line, it's a must that you know about personal loan basics before shopping around for loans.

Personal loan basics: Things you need to know

Filipinos are good at shopping around for prices before making a final decision to buy - that’s smart buying. At GoBear, you can “shop around” by comparing banking products like personal loan basics and see a side-by-side comparison of fees, interest rates, and requirements of different deals in the market today.

GoBear Guides is a financial literacy campaign of GoBear Philippines to help you understand personal loan basics, including your maximum borrowing power, criteria for eligibility to apply, applicable fees, repayment terms, revolving credit lines, and interest rates. Choose any topic below to explore a more detailed guide:

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Why compare at GoBear?

  • Free and Unbiased - We take out the middleman and don’t play favourites with plans.
  • Simplicity - No mumbo jumbos — 3 steps is all it takes.
  • Personalised Search - Skip the brochure-talk. We get personal.
  • Time saver - Widest personal loan options you will not find anywhere else
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