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Mongolia is not for the faint-hearted: it harbors a centuries-old nomadic tradition that has relied on sheer grit to survive the often harsh natural environment of their home country. It is evident in the activities they revel in, the shelters they live in, and even the food they eat. But the unparalleled hospitality of its people and the beguiling beauty of its vast plains, mountains, lakes and rivers never fail to amaze. Take the challenge but stay safe by getting travel insurance for Mongolia.

Save your money for the trip itself and get the most budget-friendly travel insurance through GoBear Philippines. At *₱585 for a three-person, 4-day barkada trip, it’s worth checking out the Travel Protector Plus Plan 500,000 of Liberty Insurance.

*Calculate the travel insurance premium here if you are travelling alone, with family or with children.

 

Travel insurance for Mongolia: Coverage you need

No matter how internally ready you are for a thrill-seeking trip, travel insurance in Mongolia should be part of your adventure. A taste of the nomadic lifestyle doesn't come without any risks. Look for trip insurance that covers hazardous sports, personal accident and flight cancellations.

1. Personal Accident and Medical Expenses. The affordable plan from Liberty Insurance provides up to P500,000 each for personal accident and medical expenses while travelling. Medical expenses after the return trip are also covered.

2. Travel Inconveniences. With this plan, you can claim ₱25,000 each in case of trip cancellation and trip termination. Loss of baggage and personal belongings are covered for ₱12,500. For every 6 hours of travel delay, Liberty Insurance offers ₱12,500. In case of emergencies, advance of money is provided for up to ₱50,000. There is also an advance of bail bond of ₱500,000.

3. Emergency Assistance. For medical emergencies, the plan ensures you of hospital admission, ambulance service and emergency medical evacuation, among other inclusions. Sports cover encompasses regular sports, but you can avail of the hazardous sports cover at 100% extra premium.

MONGOLIA TRAVEL GUIDE

After finding the right travel insurance with GoBear, pack some travel tips to help you get around the country and know more about its culture.

Languages

Khalkha Mongolia, English, Russian, Chinese

Shopping

The biggest shopping center in the Mongolian capital of Ulaanbaatar is the State Department Store, which is open 8:00 a.m. to 10:30 p.m. on weekdays and 9:00 a.m. to 9:00 p.m. on weekends. Another interesting shopping mecca is the Narantuul Black Market, which is not exactly an illegal trade hub despite the name. Pick up some cashmere goods; Mongolia is famous for them.

Best times to visit Mongolia

The peak tourist season in Mongolia is summer, which is from mid-May to July. This season is generally dry with some cloud cover. If you want to see the lush greenery in the country and don't mind a bit of rain, August to October is a good time to go.

What to eat in Mongolia

The resourcefulness of the Mongolian people is exemplified by their food, among other things. Mongolian food, sprung from a nomadic lifestyle and extreme climate conditions, is nothing like the rice bowls and barbecues most are familiar with. The real Mongolian barbecue is called khorkhog, made with mutton and cooked inside a pot with burning rocks on an open fire. Mutton is also used for buuz, a kind of steamed dumpling, and huushuur, a deep-fried mutton pancake. If you're adventurous enough, have a sampling of boodog, which is a whole goat or marmot roasted from the inside. The national drink of Mongolia is the airag, which is a strong alcoholic drink made from fermented horse milk and is said to promote good health.

Mongolian tourist spots and attractions

At the heart of Ulaanbaatar is Chinggis Square or Sukhbaatar Square. It is the center of all cultural and social activity in the capital, where tourist spots in Mongolia are mostly found. Gatherings, celebrations, exhibits and concerts are often held here, overseen by the equestrian statue of revolutionary Damdin Sukhbaatar. Some 54 kilometers from Ulaanbaatar is the Tsonjin Boldog and Chinggis Khaan statue complex, a commemoration of Mongolia's militaristic and nomadic history. Visitors can enjoy a grand panoramic vista of the complex from the golden whip-wielding statue of Genghis Khan, and even stay overnight in a faithful mock-up of a Mongolian ger camp, which can be booked through a travel agency. Get a glimpse of Mongolia's spiritual side at the Gandantegchilen Buddhist monastery, which was allowed to continue with its services even during the Communist years.

Things to do in Mongolia

Mongolia is rife with the spirit of raw adventure. A water baby will enjoy a day of canoeing or whitewater rafting in the Kherlen River. The mountainous western region of Mongolia is popular with hikers. Climb the Altai Tavan Bogd, or the Five Holy Peaks of Altai, and conquer the Khuiten peak, which is Mongolia's highest point. Trek to Lake Khovsgol, known as the Blue Pearl of Mongolia, and be enamored with the region's gorgeous valleys. Don't be afraid to converse with locals, whom you will inevitably meet on your way to the lake. For the ultimate nomad-inspired experience, take a horse trekking or camel riding tour across the Mongolian steppes and stay in a ger camp. Ask to be hosted by a nomadic family — the best opportunity to learn all about the resilience and fighting spirit of the Mongolian people.

Mongolia culture

Despite their hardy character, Mongolians are actually famous for their hospitality as part of their nomadic culture. When guests are present, Mongolians leave their gers unlocked so that passersby can freely enter and help themselves to treats openly served inside. As nomads, animal husbandry is their main source of livelihood, with the horse being the most prominent in legends. Their animals not only provide meat and dairy, but also transportation and wool and cashmere for clothing. To pay tribute to their nomadic culture, Mongolians hold the UNESCO-recognized Naadam Festival every July. It showcases what they call the "three manly games": wrestling, horse riding and archery, celebrated with much eating, drinking and socializing.

Did Mongolia inspire wanderlust in you? Before booking your trip, visit GoBear Philippines and compare travel insurance Mongolia plans.

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